For Texas homeowners
WholeSellIn TX is an independent guide for Texas homeowners who want to sell a property that needs work, is inherited, or must sell quickly. We explain Texas-specific rules and timelines so you can compare a cash sale with other options calmly.
Independent educational site · Not a real estate broker · We do not buy, sell or list properties
We email when new guides for Texas sellers are published. We do not buy houses or make offers.
Texas Property Code §5.008 requires most sellers of a single-family home to give the buyer a written disclosure of known conditions. Selling “as-is” does not remove that duty in most cases.
TREC contract forms usually include a paid option period during which the buyer can terminate for any reason. Know its length before you sign.
Taxes for the year of sale are typically split between seller and buyer at closing, based on the closing date.
Most Texas closings happen at a title company, which handles escrow, payoffs and title insurance.
Most Texas home loans are foreclosed non-judicially, which can be fast. For a homestead, the lender generally must send a notice of default giving at least 20 days to cure, then a notice of sale at least 21 days before the sale. Foreclosure sales are held on the first Tuesday of the month at the county courthouse.
If you are behind on payments, contact your servicer and a HUD-approved housing counselor early. Selling, a loan modification or a repayment plan may still be possible, and you should be wary of anyone charging upfront fees to “save” your home.
Before an inherited house can be sold, someone must have authority to sign. That may come through probate (an executor or administrator), a small-estate affidavit, or an affidavit of heirship, depending on the estate. A title company will tell you what it needs to insure the sale; a probate attorney can explain the fastest route for your family.
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